Linda is a 33-year-old corporate tax lawyer. She is currently single, and her gross income after tax is $180,000 per year. She has paid off all her college loans and has $100,000 in her saving account. She is thinking of buying a house in the suburbs in the future, and she is also saving money for her potential dream wedding after she finds Mr. Right (probably not the Mr. Right we talked about when introducing Mr. Elliott)
Average Essential Monthly Expenses
|
Groceries |
$100 |
|
Housing: taxes + mortgage + maintenance |
$5,200 |
|
Utilities, fuel, and public services |
$60 |
|
Total |
$5,310 |
Average Extra Monthly Expenses
|
Eating out |
$700 |
|
Entertainment |
$400 |
|
Apparel and services |
$300 |
|
Beauty care |
$50 |
|
Alcoholic beverages |
$60 |
|
Reading |
$40 |
|
Vacation |
$500 |
|
Total |
$2,050 |
Total monthly expenses: $7,360
Total monthly income after taxes: $15,000
Eligible to trade forex: yes
Recommended monthly forex investment: $3,000
Is she eligible to invest?
Yes
Should Linda invest part of their savings in forex?
Only if she has been consistently profitable for 6 months on a demo account
As seen in Tables 18-5 and 18-6, her total average monthly expenses are $7,360, which is less than her average monthly income of $15,000. After getting her Forex Diva title, she is eligible to invest in forex. However, considering her goals of buying a house and throwing a dream wedding, she might want to lower the percentage of her forex investment down to 20 percent instead of 30.
リンダ：ある企業の税理士
リンダは33歳で、法人税の弁護士です。彼女は現在独身で、税金を除いた年収は18万ドル。すでに大学ローンの返済は終わっており、現在彼女の口座には10万ドルの貯金があります。近い将来郊外に家を買いたいと思っていて、それから運命の彼 （エリオット波動を紹介したときの「彼」ではありませんよ）を見つけた後の結婚式という夢のためにも貯金しています。
彼女はFXに投資できますか？はい
表で示されているように、彼女の月平均の出費は7,360ドルです。これは彼女の毎月の平均収入15,000ドルよりは遥かに少ないですね。彼女がインベストディバの称号を手に入れた後は、FXに投資しても良いでしょう。ただ、彼女の夢である持ち家と結婚式のため、貯蓄に対する投資比率は20%に下げたほうが良いでしょう。
| 食料品 | $100 |
|---|---|
| 家賃（税＋ローン＋維持費） | $5,200 |
| 公共料金、燃料、および公共サービス | $60 |
| 合計 | $5,310 |
| 外食 | $700 |
|---|---|
| 娯楽 | $400 |
| 衣類とサービス | $300 |
| 美容 | $50 |
| お酒 | $60 |
| 書籍 | $40 |
| 休暇 | $500 |
| 合計 | $2,050 |
毎月合計出費：$7,360
毎月税後の収入：$15,000
為替取引できるか：yes
推奨される毎月のFX投資額：$3,000
