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Single Mom Investing from Home | Meet an Invest Diva


Apr.05.2016

Melissa is a single mom investing from home. She had no prior financial education background once she got a divorce. However, her financial situation suddenly changed and she decided to find a way to make extra money while taking care of her son, working, and attending college.

Her story is especially inspiring because once she found the courage to get herself out of an unhealthy marriage, she was empowered to do even more.

"Parting ways was the healthiest decision I made for myself and my son", she explains, "My ex-husband is bipolar and did not consistently stay with his treatment. It was a chaotic environment."

 

She was kind enough to share her story with us in an interview.

single mom investing from home - Melissa and son Single mom investing from home - Melissa and her son

Interview with a Single Mom Investing from Home: Meet Melissa

How did the divorce impact you and your son?

We were left without a home or income for two years, while everything got sorted out.  With the divorce, I also lost a stepson I had raised since he was 3 years old. My son lost a father and brother who moved away.

What is your biggest achievement?

Deciding to go back to school as a single mom with no free time.  It was a tough decision because I have a young son who takes most of my time.  I felt very guilty for taking time away from him. But I am confident that in the end it will be better for both of us.

Who is someone that has had a major impact in your life? Why?

Kiana Danial because she helped me regain my ambition.  With her easy to understand book I felt like a door opened to an area in my life that I needed. It gave me hope that I'm not stuck in a bracket. And if you take the time and lessons there is a way to better your life on your own.  I learned I was able to get a handle of my finances and take care of my future, as a single mom investing from home.

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How does it feel to be a woman who understands investing?

I feel empowered and in control of my own life.

 

Single mom investing from home Melissa and kiana at Invest Diva book signing Single mom investing from home | Melissa and Kiana at Invest Diva book signing

What is funniest thing that has happened to you as a single mom?

I was going to my sisters wedding and I was so excited to be the maid of honor and to be all dressed up.  I thought I would do something special, so I went and got really expensive lash extensions. I spent the money to look really glamorous. I was told to be extra careful with the lashes for at least 24 hours before the glue settles.

 

After getting them done, I tried to take a quick nap carefully with my face up so the lashes are not disturbed.  I woke up just to see all my new expensive lashes neatly laid on a white pillow case next to me.

 

Yes, my beautiful baby boy tactfully plucked the new lashes off my eyes while I was asleep, and I didn't even fee l a thing. Apparently he didn't like the change in my face.  The moral of the story is do not waste money on such luxury when you have a little one...
Melissa's son - baby boy in the car Little Trouble Maker

Any embarrassing/cringe-worthy stories would like to share?

Before learning how to invest properly, I made the mistake of jumping into an investment without properly analyzing the market or having a strategy. As you might imagine, I was clueless and lost $2,000. That's when I realized the importance of education. Especially when it comes to calculating margin and leverage in forex trading.

What message do you have for other single moms investing from home, or those are looking to learn investing?

When you decide to invest, it is important to take the time to think of the big picture.
Investing is important in growing your wealth especially if you have children.
As a single mom investing from home, my advice to single moms out there who have the financial capacity is to start a long term portfolio for their kids as well as their personal wealth portfolio.

I'd like to take the time and congratulate Melissa on her achievements and learning investing from scratch. Seeing her commitment to learning, and her progress in understanding financial concepts, technical analysis and financial planning is incredibly rewarding. Hats off to all single moms out there who are taking charge of their finances!!

Kiana 喜愛成

Invest Diva
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